About alt.bank
alt.bank was born in São Paulo with the purpose of being a fair alternative in a highly predatory market and promoting financial justice through fair and transparent credit products.
Founded by Brad Liebmann, the company offers two main products: the novücard credit card and Credit Card as a Service (“CCaaS”).
novücard, the card for those who think about the future
It was launched in July 2022, targeting individuals who plan their finances and manage their accounts responsibly.
Since the launch of the novücard Beta version, alt.bank has strengthened its position as the fastest-growing direct credit card issuer in the country.
Launched under the Visa brand, the novücard offers several exclusive benefits and features that are revolutionizing the credit card industry in Brazil.
It's the first credit card in Brazil to offer a dynamic credit limit that automatically increases month by month as bills are paid on time.
It's the only one that offers multiple ways to increase your limit with autonomy, either through the Bonus Limit or the Cofrinhü Limit.
In addition, novücard offers discounts of up to 45% off at major pharmacies and stores, both online and at over 4,000 physical retail locations from more than 30 retail chains.
Our customers love novücard
The engagement and credit limit usage rates of the customer are among the highest in the country for credit cards.
The novücard app is consistently one of the highest rated in the Google Play and Apple Store.
The card also has the highest ratings of any financial institution on Reclame Aqui, the leading website in Brazil for customer complaint submissions.
We are the new generation of Credit as a Service (“CCaaS”)
Our goal is to improve our services every day using the novücard customer base. That's why our partners benefit from services that are rigorously tested with a real customer base. Machine learning and AI are extensively used in the design and evolution of our credit products and services.
alt.bank currently has 140 employees spread across two offices: a headquarters in São Paulo and an office in São Carlos, a city in the state of São Paulo that is also home to two of the best public universities in Brazil, from which alt.bank recruits most of its new talents.
Get in touch with us
Want to know more about alt.bank? Send an email to [email protected]